Pagaya Technologies Ltd. is a global financial technology company that leverages artificial intelligence and a vast data network to revolutionize credit assessment and expand access to financial products. Founded in Israel in 2016, Pagaya's AI-driven network connects lending partners, including banks and fintechs, with institutional investors. This enables partners to approve more borrowers and grow their lending businesses without taking on additional balance sheet risk. The company's platform is active across various credit segments, including unsecured consumer loans, auto loans, credit cards, buy now, pay later models, and real estate financing. Pagaya became a publicly traded company on NASDAQ in June 2022.