Last updated 2026-09-07
- Raised $500M debt round, Jul 2025
- Raised $132M debt round, Oct 2025
- Raised $125M convertible note, Sep 2024
Total raised
$2.0B
Last: Public Offering 2023-03
Stage
Public
Founded
2016
Headcount
493
HQ
New York, United States
Sector
Fintech & Insurtech
About
Pagaya is a financial technology company that uses machine learning, big data analytics, and sophisticated AI-driven credit and analysis technology to reshape the lending marketplace. It provides comprehensive consumer credit and residential real estate solutions for its partners, their customers, and investors. Pagaya's proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy. The company's mission is "Delivering more financial opportunity to more people, more often".
Funding history · 17 rounds · $2.0B total
17 events/rounds · $2.0B Total Funding: $499.4M in Private Equity, $690.0M in Public Equity, $975.8M in Debt
Oct 2025
Debt Financing
$132.0M
EDGAR filing SEC-EDGAR 8-K
Jul 2025
Debt Financing
$500.0M
EDGAR filing SEC-EDGAR 8-K
Sep 2024
Convertible Debt
$125.0M
EDGAR filing SEC-EDGAR 8-K
Sep 2024
Convertible Debt
$143.8M
Mar 2024
Public Offering
$95.3M
EDGAR filing SEC-EDGAR 424B5
Aug 2023
Public Offering
$169.8M
EDGAR filing SEC-EDGAR 424B3
Feb 2023
Public Offering
$75.0M
EDGAR filing SEC-EDGAR 424B3
May 2022
Public Offering
$350.0M
EDGAR filing SEC-EDGAR 424B3
Sep 2021
PIPE
$200.0M
Business Wire, September 2021
★ EJF Acquisition Corp. entities
Mar 2021
Debt Financing
Undisclosed
tracxn.com
Mar 2021
★ Radiance Star Pte. Ltd.
Jun 2020
★ GIC★ Aflac Global Ventures★ Poalim Capital MarketsViolaOak HC/FTHarvey GolubGF InvestmentsClal Insurance LtdSiam Commercial Bank
Sep 2019
C Round
Undisclosed
tracxn.com
Apr 2019
Aug 2018
★ Oak HC/FT★ Harvey GolubViola VenturesClal InsuranceGF InvestmentsSiam Commercial BankClal Insurance Enterprises Holdings Ltd.
Feb 2018
Acquisitions · 2
Oct 2024
Theorem Technology, Inc.
Undisclosed
Jan 2023
Darwin Homes
Undisclosed
Headcount over time
493 employees (2026-09) · 1 point
Offices
New York, United States · HQ / main office
Q&A
- When was Pagaya founded and where is its headquarters located?
- Pagaya was founded in March 2016 and its headquarters is located in New York, United States.
- What is Pagaya's primary business?
- Pagaya is a global technology company that provides artificial intelligence infrastructure for the financial ecosystem, using machine learning and big data analytics to reshape the lending marketplace.
- What is Pagaya's current employee count?
- Pagaya has over 500 employees.
- What was Pagaya's most recent debt financing round?
- In October 2025, Pagaya secured a Debt Financing round worth $132,000,000.
- What was Pagaya's most recent convertible debt financing?
- In September 2024, Pagaya secured a Convertible Debt round worth $143,750,000.
- What was Pagaya's most recent public offering?
- In March 2024, Pagaya had a Public Offering worth $95,250,000.
- Which companies has Pagaya acquired recently?
- Pagaya acquired Darwin Homes in January 2023 and Theorem Technology, Inc. in October 2024.
- What was the amount raised in Pagaya's Series D funding round?
- Pagaya raised $102,000,000 in its Series D round in June 2020, with lead investors including Aflac Global Ventures and Poalim Capital Markets.
Team · 13
Gal Krubiner
Founder · Co-Founder and Chief Executive Officer
Avital Pardo
Founder · Co-Founder and Deputy Chief Executive Officer
Yahav Yulzari
Founder · Co-Founder and Deputy Chief Executive Officer
Sanjiv Das
Founder · Co-Founder and President
Jon Dobres
Chief Financial Officer
Meryem Erzi
Chief Compliance Officer
Edward Mallon
Chief Investment Officer
Gaurav Nagla
Chief Product Officer
Terry O'Neil
Chief Commercial Officer
Panch Panchanadeswaran
Chief Operating Officer
Oren Setter
Chief Technology Officer
Rajinder (Raj) Singh
Chief Risk Officer
Eric Watson
Chief Legal Officer
Sectors & technology
Primary sector
Fintech & Insurtech
Technologies
Target customers
Business model
B2B2CSoftware PlatformSpecialty-Finance IntermediaryAsset-Management Ecosystem
Tags
asset-managementfinancial-institutionsartificial-intelligencerisk-managementportfolio-managementlending-and-financingweb-platforminvestmentsp2pfintechbig-datamachine-learningbig-data-analyticstrading-and-investingbehavior-analyticsai-driven-lendingconsumer-creditasset-backed-securities
Full data — links, identifiers, deals & radar signals (jobs, patents, research, more)
External links
| Website | pagaya.com |
|---|---|
| linkedin.com/company/17930214 | |
| X / Twitter | twitter.com/Pagayaltd |
| YouTube | youtube.com/channel/UCyJY0Q6u5Bb9RhFzc7LQAug |
| instagram.com/life_at_pagaya | |
| Wikipedia | en.wikipedia.org/wiki/Pagaya_Technologies |
| Wikidata | wikidata.org/wiki/Q108837504 |
Identifiers & details
| Legal name | Pagaya Technologies Ltd. |
|---|---|
| Founded | 2016-3 |
| Employees (exact) | 493 |
| Wikidata QID | Q108837504 |
Acquisitions & public offerings
| Acquired | Date | Amount |
|---|---|---|
| Darwin Homes | 2023-01 | |
| Theorem Technology, Inc. | 2024-10 |
Radar intelligence
Open jobs — greenhouse
| Total open | 10 |
|---|---|
| Remote | 0 |
| By department | Office of the CTO (1), Engineering (3), PL & PoS Credit (3), Product (1), Auto Credit (1), Finance (1) |
| By location | Tel Aviv, Israel (10) |
| Title | Location | Department |
|---|---|---|
| BI Team Lead | Tel Aviv, Israel | Office of the CTO |
| DevOps Engineer | Tel Aviv, Israel | Engineering |
| Lead Data Scientist | Tel Aviv, Israel | PL & PoS Credit |
| AI Senior Backend Engineer | Tel Aviv, Israel | Engineering |
| Software Engineer- Data Platform | Tel Aviv, Israel | Engineering |
| Senior Product Manager | Tel Aviv, Israel | Product |
| Senior Data Scientist | Tel Aviv, Israel | PL & PoS Credit |
| Data Science Group Lead | Tel Aviv, Israel | PL & PoS Credit |
| Senior Linux Systems Administrator | Tel Aviv, Israel | Auto Credit |
| Assistant Controller | Tel Aviv, Israel | Finance |
GitHub
| Top repos | aws-data-wrangler, PagayaPro-1, slackbot, json5, pandas |
|---|
Web history (Wayback)
| Domain | pagaya.com |
|---|
Wikidata
| QID | Q108837504 |
|---|
Certificate / subdomain footprint
| Subdomains | 32 |
|---|
Israeli Companies Registrar (רשם החברות / ICA)
| Registrar # (ח.פ.) | 515421279 |
|---|---|
| Status | פעילה |
| Corp type | ישראלית חברה ציבורית |
| Incorporated | 2016-03-20 |
| Purpose | לעסוק בכל עיסוק חוקי |
| Liability | מוגבלת |
| In violation (unfiled) | no |
| Last annual report | 2026 |
| Active charges / liens | 0 |
| Registry events | 5 — charge (2), people (1), annual_report (1), violation (1) |
| Registered address | דרך בגין 121 תל אביב - יפו |
Recent registry events
| Date | Event |
|---|---|
| 2025-10-22 | עדכון שעבוד |
| 2025-10-22 | עדכון שעבוד |
| 2026-06-14 | עדכון בעלי תפקידים |
| 2026-06-08 | דו~ח שנתי |
| 2026-06-08 | עדכון הפרה |