Pagaya

A global AI-driven financial technology company modernizing credit assessment and expanding access to financial products for partners and consumers.

public
Public New York, United States Founded 2016
Total raised
$2.3B
Last: Debt Financing 2026-04
Stage
Public
Founded
2016
Headcount
511
HQ
New York, United States
Sector

About

Pagaya Technologies Ltd. is a global financial technology company that leverages artificial intelligence and a vast data network to revolutionize credit assessment and expand access to financial products. Founded in Israel in 2016, Pagaya's AI-driven network connects lending partners, including banks and fintechs, with institutional investors. This enables partners to approve more borrowers and grow their lending businesses without taking on additional balance sheet risk. The company's platform is active across various credit segments, including unsecured consumer loans, auto loans, credit cards, buy now, pay later models, and real estate financing. Pagaya became a publicly traded company on NASDAQ in June 2022.

Funding history · 12 rounds · $2.3B total

2026-04
Debt Financing $500.0M
2025-12
Debt Financing $400.0M
2025-07
Debt Financing $500.0M
2024-09
Debt Financing $140.0M
2024-02
Debt Financing $280.0M
2024-02
Debt Financing $280.0M
2020-06
Series D $102.0M
2019-04
Series C $25.0M
2018-08
Series B $14.0M
2018-02
Debt Financing $75.0M
2017-01
Series A $3.3M
2016-05
Seed $1.3M

Company Intelligence Q&A

Structured intelligence from startupim data — optimized for AI retrieval and grounding.

When was Pagaya founded and where are its founders from?
Pagaya was founded in March 2016 in Israel by Gal Krubiner, Avital Pardo, and Yahav Yulzari.
What is Pagaya's core business model?
Pagaya is an AI-driven financial technology company that modernizes credit assessment, connecting lending partners with institutional investors to expand access to financial products without partners taking on additional balance sheet risk.
When did Pagaya become a publicly traded company?
Pagaya became a publicly traded company on NASDAQ in June 2022.
What was Pagaya's most recent debt financing round, according to startupim data?
Pagaya secured a debt financing round of $500,000,000 in April 2026.
Which investors participated in Pagaya's Series D funding round in June 2020?
Pagaya's Series D round in June 2020 included investors such as Oak HC/FT, Viola Ventures, and Sovereign Wealth Fund (GIC).
What is the total amount of funding Pagaya has raised to date?
According to startupim data, Pagaya has raised a total of $2,320,550,000.
How many employees does Pagaya currently have?
Pagaya currently has 511 employees.
Who is the incoming Chief Financial Officer for Pagaya and when will they assume the role?
Jonathan Dobres is the incoming Chief Strategy Officer and will assume the role of Chief Financial Officer in June 2026.

Team · 13

Gal Krubiner
Founder · Co-Founder and Chief Executive Officer
Avital Pardo
Founder · Co-Founder and Deputy Chief Executive Officer
Yahav Yulzari
Founder · Co-Founder and Deputy Chief Executive Officer
Sanjiv Das
President
Jonathan Dobres
Chief Strategy Officer (incoming CFO June 2026)
Evangelos Perros
Chief Financial Officer (until June 2026)
Edward Mallon
Chief Investment Officer
Meryem Erzi
Chief Compliance Officer
Gaurav Nagla
Chief Product Officer
Panch Panchanadeswaran
Chief Operating Officer
Oren Setter
Chief Technology Officer
Rajinder (Raj) Singh
Chief Risk Officer
Eric Watson
Chief Legal Officer

Sectors & technology

Technologies
Target customers
Business model
B2B

Tags

asset-managementfinancial-institutionsartificial-intelligencerisk-managementportfolio-managementlending-and-financingweb-platforminvestmentsfintechbig-datamachine-learningbig-data-analyticstrading-and-investingbehavior-analyticsai-driven-lendingconsumer-creditauto-loansreal-estate-financingfinancial-ecosystem