Pagaya

A global technology company delivering artificial intelligence infrastructure for the financial ecosystem.

Fintech & Insurtech
public
Public New York, United States Founded 2016
Last updated 2026-09-07
Total raised
$2.0B
Last: Public Offering 2023-03
Stage
Public
Founded
2016
Headcount
493
HQ
New York, United States
Sector
Fintech & Insurtech

About

Pagaya is a financial technology company that uses machine learning, big data analytics, and sophisticated AI-driven credit and analysis technology to reshape the lending marketplace. It provides comprehensive consumer credit and residential real estate solutions for its partners, their customers, and investors. Pagaya's proprietary API and capital solutions integrate into its network of partners to deliver seamless user experiences and greater access to the mainstream economy. The company's mission is "Delivering more financial opportunity to more people, more often".

Funding history · 17 rounds · $2.0B total

17 events/rounds · $2.0B Total Funding: $499.4M in Private Equity, $690.0M in Public Equity, $975.8M in Debt
Oct 2025
Debt Financing $132.0M EDGAR filing SEC-EDGAR 8-K
Jul 2025
Debt Financing $500.0M EDGAR filing SEC-EDGAR 8-K
Sep 2024
Convertible Debt $125.0M EDGAR filing SEC-EDGAR 8-K
Sep 2024
Convertible Debt $143.8M
Mar 2024
Public Offering $95.3M EDGAR filing SEC-EDGAR 424B5
Aug 2023
Public Offering $169.8M EDGAR filing SEC-EDGAR 424B3
Feb 2023
Public Offering $75.0M EDGAR filing SEC-EDGAR 424B3
May 2022
Public Offering $350.0M EDGAR filing SEC-EDGAR 424B3
Sep 2021
PIPE $200.0M Business Wire, September 2021
★ EJF Acquisition Corp. entities
Mar 2021
Debt Financing Undisclosed tracxn.com
Mar 2021
E Round $157.1M sec.gov ↗
★ Radiance Star Pte. Ltd.
Jun 2020
Sep 2019
C Round Undisclosed tracxn.com
Aug 2018
B Round $14.0M calcalistech.com ↗
★ Oak HC/FT★ Harvey GolubViola VenturesClal InsuranceGF InvestmentsSiam Commercial BankClal Insurance Enterprises Holdings Ltd.
Feb 2018
Debt Financing $75.0M nocamels.com ↗

Acquisitions · 2

Oct 2024
Theorem Technology, Inc. Undisclosed
Jan 2023
Darwin Homes Undisclosed

Headcount over time

493 employees (2026-09) · 1 point
493 493 2026-09

Offices

New York, United States · HQ / main office

Q&A

When was Pagaya founded and where is its headquarters located?
Pagaya was founded in March 2016 and its headquarters is located in New York, United States.
What is Pagaya's primary business?
Pagaya is a global technology company that provides artificial intelligence infrastructure for the financial ecosystem, using machine learning and big data analytics to reshape the lending marketplace.
What is Pagaya's current employee count?
Pagaya has over 500 employees.
What was Pagaya's most recent debt financing round?
In October 2025, Pagaya secured a Debt Financing round worth $132,000,000.
What was Pagaya's most recent convertible debt financing?
In September 2024, Pagaya secured a Convertible Debt round worth $143,750,000.
What was Pagaya's most recent public offering?
In March 2024, Pagaya had a Public Offering worth $95,250,000.
Which companies has Pagaya acquired recently?
Pagaya acquired Darwin Homes in January 2023 and Theorem Technology, Inc. in October 2024.
What was the amount raised in Pagaya's Series D funding round?
Pagaya raised $102,000,000 in its Series D round in June 2020, with lead investors including Aflac Global Ventures and Poalim Capital Markets.

Team · 13

Gal Krubiner
Founder · Co-Founder and Chief Executive Officer
Avital Pardo
Founder · Co-Founder and Deputy Chief Executive Officer
Yahav Yulzari
Founder · Co-Founder and Deputy Chief Executive Officer
Sanjiv Das
Founder · Co-Founder and President
Jon Dobres
Chief Financial Officer
Meryem Erzi
Chief Compliance Officer
Edward Mallon
Chief Investment Officer
Gaurav Nagla
Chief Product Officer
Terry O'Neil
Chief Commercial Officer
Panch Panchanadeswaran
Chief Operating Officer
Oren Setter
Chief Technology Officer
Rajinder (Raj) Singh
Chief Risk Officer
Eric Watson
Chief Legal Officer

Sectors & technology

Primary sector
Fintech & Insurtech
Technologies
Target customers
Business model
B2B2CSoftware PlatformSpecialty-Finance IntermediaryAsset-Management Ecosystem

Tags

asset-managementfinancial-institutionsartificial-intelligencerisk-managementportfolio-managementlending-and-financingweb-platforminvestmentsp2pfintechbig-datamachine-learningbig-data-analyticstrading-and-investingbehavior-analyticsai-driven-lendingconsumer-creditasset-backed-securities
Full data — links, identifiers, deals & radar signals (jobs, patents, research, more)

External links

Websitepagaya.com
LinkedInlinkedin.com/company/17930214
X / Twittertwitter.com/Pagayaltd
YouTubeyoutube.com/channel/UCyJY0Q6u5Bb9RhFzc7LQAug
Instagraminstagram.com/life_at_pagaya
Wikipediaen.wikipedia.org/wiki/Pagaya_Technologies
Wikidatawikidata.org/wiki/Q108837504

Identifiers & details

Legal namePagaya Technologies Ltd.
Founded2016-3
Employees (exact)493
Wikidata QIDQ108837504

Acquisitions & public offerings

AcquiredDateAmount
Darwin Homes2023-01
Theorem Technology, Inc.2024-10

Radar intelligence

Open jobs — greenhouse

Total open10
Remote0
By departmentOffice of the CTO (1), Engineering (3), PL & PoS Credit (3), Product (1), Auto Credit (1), Finance (1)
By locationTel Aviv, Israel (10)
TitleLocationDepartment
BI Team LeadTel Aviv, IsraelOffice of the CTO
DevOps EngineerTel Aviv, IsraelEngineering
Lead Data ScientistTel Aviv, IsraelPL & PoS Credit
AI Senior Backend EngineerTel Aviv, IsraelEngineering
Software Engineer- Data Platform Tel Aviv, IsraelEngineering
Senior Product ManagerTel Aviv, IsraelProduct
Senior Data ScientistTel Aviv, IsraelPL & PoS Credit
Data Science Group LeadTel Aviv, IsraelPL & PoS Credit
Senior Linux Systems AdministratorTel Aviv, IsraelAuto Credit
Assistant ControllerTel Aviv, IsraelFinance

GitHub

Top reposaws-data-wrangler, PagayaPro-1, slackbot, json5, pandas

Web history (Wayback)

Domainpagaya.com

Wikidata

QIDQ108837504

Certificate / subdomain footprint

Subdomains32

Israeli Companies Registrar (רשם החברות / ICA)

Registrar # (ח.פ.)515421279
Statusפעילה
Corp typeישראלית חברה ציבורית
Incorporated2016-03-20
Purposeלעסוק בכל עיסוק חוקי
Liabilityמוגבלת
In violation (unfiled)no
Last annual report2026
Active charges / liens0
Registry events5 — charge (2), people (1), annual_report (1), violation (1)
Registered addressדרך בגין 121 תל אביב - יפו

Recent registry events

DateEvent
2025-10-22עדכון שעבוד
2025-10-22עדכון שעבוד
2026-06-14עדכון בעלי תפקידים
2026-06-08דו~ח שנתי
2026-06-08עדכון הפרה