Divergent Capital helps small and medium-sized businesses get the capital they need to sustain themselves or grow. The company uses advanced data analytics and AI technology to gain profound and actionable insights, enabling it to provide simple, affordable, uncollateralized capital to its customers. Divergent Capitals current financial product offering is Working Capital Advance. The advance is not a business loan, but rather a purchase of future receivables and sales from the customer at a discount or a factor. Unlike a business loan, the MCA product is not stipulated by a performance guarantee or an asset-based collateral, and does not incur any fines or special interest for early or late repayment.