Clink is a no-fee investment app that allows individuals to control personal investment plans. Clink is customizable, and users can invest pre-specified amounts of money from their checking accounts and/or a fixed percent every time they use their credit cards. Funds are added to the user's Clink account then invested into a portfolio of exchange-traded funds, customized according to how aggressive or cautious the user would like to be with their investments. Clink helps streamline the entire process, and users have the ability to set and change the amount and frequency of their investments at any time.