CapitalOS

Embedded spend management infrastructure for B2B platforms.

FinTech
Active
San Francisco, Israel Founded 2022
Last updated 2026-08-06
Total raised
Stage
Founded
2022
Headcount
10
HQ
San Francisco, Israel
Sector
FinTech

About

CapitalOS provides an embedded spend management infrastructure for B2B platforms, allowing them to offer branded corporate credit cards and expense management tools to their small business end-users. The platform handles compliance, risk, underwriting, and capital, enabling quick integration with a single API call.

Headcount over time

10 employees (2026-09) · 1 point
10 10 2026-09

Offices

San Francisco, Israel · HQ / main office

Q&A

What is CapitalOS's primary business?
CapitalOS provides embedded spend management infrastructure for B2B platforms, enabling them to offer branded corporate credit cards and expense management tools to their small business end-users.
When was CapitalOS founded?
CapitalOS was founded in 2022.
Where is CapitalOS headquartered?
CapitalOS is headquartered in San Francisco, USA.
How much funding has CapitalOS raised in total?
CapitalOS has raised a total of $39,000,000.
When did CapitalOS complete its Seed funding round and who were the lead investors?
CapitalOS completed a Seed funding round in November 2023, raising $30,000,000. The lead investors were Upper90 and Group 11.
What is the employee count for CapitalOS as of August 2026?
As of August 2026, CapitalOS has 10 employees.
Who are the co-founders of CapitalOS?
The co-founders of CapitalOS are Nir Dremer, who serves as Co-Founder & CEO, and Matan Goldschmiedt, who serves as Co-Founder & CTO.
What sectors does CapitalOS operate in?
CapitalOS operates in the FinTech and Software sectors, with sub-sectors including Spend Management, Embedded Finance, and B2B Payments.

Team · 5

Nir Dremer
Founder · Co-Founder & CEO
Matan Goldschmiedt
Founder · Co-Founder & CTO
Evan Frondorf
Head of Risk and BSA Officer
Shaun Tipson
General Counsel
Conor McQuaid
Business Operations

Sectors & technology

Primary sector
FinTech
Technologies
Target customers
Business model
B2B SaaS
Full data — links, identifiers, deals & radar signals (jobs, patents, research, more)

Identifiers & details

Legal nameCapitalOS
Founded2022
Employees (exact)10

Radar intelligence

GitHub

Top reposcapitalos-ios, segment-proxy