Prosper Marketplace Inc developed and maintains a P2P credit marketplace. Members can invest by providing micro-loans, choosing recipients based on FICOscores, or they can seek loans based on eligibility. Loans can be applied todebt consolidation, home improvement, vehicles, small businesses, and family needs. BillGuard operated on behalf ofProsper in Israel. The companydeveloped personal finance technology for Prosper's platform.It devised Prosper Daily, a mobile app that enables users toassess their financial accounts and loans and track expenditures. In August 2017, Prosper closed the Tel Aviv office and moved its Prosper Daily operations to San Francisco.